* Provided that within the first 5 policy years,
a) premiums for the plan have been paid on or before every due date during the grace period; and
b) premium holiday has never been exercised; and
c) there is no withdrawal of Account Value and any requests which cause increment in the insurance charge or reduction in the existing or future Account Value.

** The campaign period will be announced from time to time.

*** Depending on the age and medical condition of the insured.

**** Maximum per life for all life policies issued by the Company or other insurer/takaful operator, inclusive of any other supplementary contract and/or riders. If the sum assured is above this limit, the remaining sum assured will be payable upon death of the life assured, or at policy maturity, whichever occurs earlier.

The product information above is for general information only and it is NOT a contract of insurance. You are advised to refer to the Product Brochure (if applicable), Sales Illustration (if applicable), Product Disclosure Sheet and Policy Contract for full details.