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MaxHealth Plan
Your health is your wealth

 

And we trust that you will do all you can to stay healthy. However, life is full of uncertainties. You still need to protect yourself and your loved ones with a medical insurance plan. MaxHealth is a stand alone plan that offers comprehensive medical coverage so you’ll have peace of mind always.

 

 

 

Flexible and tailored to your needs with 5 levels of coverage to select from

Hassle-free hospital admission

Get rewarded With Room & Board Benefit Increase

Extensive network of panel hospitals

Reimbursement for alternative treatments like Chiropractic, Chiropody, Homeopathy and Osteopathy

Lifelong coverage up to age 100

No overall lifetime limit

High annual limit of up to RM1,500,000 depending on plan

Outpatient dengue treatment

 

 

DESCRIPTION OF BENEFITS Benefits (RM)
Plan150 Plan200 Plan300 Plan400 Plan500
Limits
Overall Annual Limit 850,000 1,000,000 1,200,000 1,400,000 1,500,000
Overall Lifetime Limit Unlimited
Deductible Option 0 or 3,000
Hospital & Surgical Benefits  
Hospital Room & Board
(Limit per day, up to 150 days per policy year)
150* 200* 300** 400** 500**
Intensive Care Unit
(Limit up to 150 days per policy year)
As Charged, subject to Reasonable & Customary Charges
Hospital Supplies and Services
Surgical Fees
Operating Theatre
Anaesthetist Fees
In-Hospital Physician Visit
(2 visits per day)
Pre-Hospitalisation Treatment
(within 45 days before hospitalisation)
Post-Hospitalisation Treatment
(within 90 days after hospitalisation) - including Physiotherapy and Acupuncture
Organ Transplant
Day Care Surgery
Ambulance Fees
Goods and Services Tax
(On taxable supplies and services)
Hospital Admission Fee and Medical Report Fee
(Limit per Hospitalisation)
100
Daily Guardian Benefit
(Limit per day, up to 120 days per policy year)
75 100 150 200 250
Outpatient Treatment Benefits
Emergency Accidental Outpatient Treatment
(Limit per accident, maximum 30 days from date of accident for follow up treatment)
1,500 2,000 3,000 4,000 5,000
Outpatient Dengue Fever Treatment
(Limit per policy year)
2,000 2,500 3,000 4,000 5,000
Outpatient Cancer Treatment As Charged, subject to Reasonable & Customary Charges
Outpatient Kidney Dialysis Treatment
Other Benefits
Daily Cash Allowance at Government Hospital
(Limit per day, up to 150 days per policy year)
75 100 150 200 250
Home Nursing Care
(180 days lifetime limit)
Limit per hospitalisation
3,000 4,000 6,000 8,000 10,000
Alternative Medicine - Chiropractic, Chiropody, Homeopathy and Osteopathy
(Limit per year, within 90 days after hospitalisation)
Not applicable 200 300 400 500
No Claim Reward Room & Board benefit to be increased by 20% of the initial amount at the end of every 2 years provided that no claim has been made in the previous 2 years, subject to the increment amount not being more than 100% of the initial Room and Board benefit.
 
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The benefits above are subject to Reasonable and Customary Charges.
* If Life Assured (LA) is hospitalised at the Room and Board rate which is higher than the entitled benefit, the LA has to pay:
      a. The exceeded amount of the Hospital Room and Board charges; and
      b. Co-payment of 20% of other eligible Hospital and Surgical benefits described in the Schedule of Benefits, subject to a maximum of RM1,000 for any one (1) disability.
** If Life Assured (LA) is hospitalised at the Room and Board rate which is higher than the entitled benefit, the LA has to pay the exceeded amount of the Hospital Room and Board charges.

 

The product information above is for general information only and it is NOT a contract of insurance. You are advised to refer to the Product Brochure (if applicable), Sales Illustration (if applicable), Product Disclosure Sheet and Policy Contract for full details.