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SuperSeries

Making right choices in life can be a daunting experience, especially more so if you want to protect your family against all the odds and uncertainties that face them in trying times. So how do you maintain a comfortable lifestyle with your earnings, whilst still protecting your loved ones and yourself with a comprehensive plan that protects from any unfortunate incidents?

Meet the new SuperSeries plan from MCIS Insurance.

It’s a comprehensive plan that lets you make the choices for your protection and stretch that coverage to how much you want it to be! So now you can take care of your needs perfectly with more savings and much lower premiums to pay.

 

Key Features

 

Protection against Death, Total and
Permanent Disability (TPD) & Critical Illnesses

Up to 3x coverage for Accidental Death

Coverage increases by 10%
of the initial Sum Assured every 5 years

Maturity Benefit of 100% of the
In-Force Sum Assured

4 different plans with
optional Survival Benefit and Cash Value

 

 


WHAT DOES SUPERSERIES OFFER?

Your Essential Coverage*

Increasing Sum Assured To Cope With Higher Living Costs

The Basic Sum Assured increases by 10% of the initial Basic Sum Assured on the policy anniversaries following the completion of every 5 years until end of the policy term. The Basic Sum Assured plus all increments shall be referred to as the In-Force Sum Assured

Death Benefit

In the event of death during the policy term, 100% of the In-Force Sum Assured will be payable.

Total and Permanent Disability (TPD) Benefit

In the event of TPD before age 70 is attained, 100% of the In-Force Sum Assured will be payable after 6 months from the date of diagnosis.

Critical Illness Benefit

  • (a) Upon diagnosis of any of the 36 critical illnesses (except for Angioplasty And Other Invasive Treatments For Coronary Artery Disease), 100% of the In-Force Sum Assured will be payable.
  • (b) Upon diagnosis of Angioplasty And Other Invasive Treatments For Coronary Artery Disease, 10% of the In-Force Sum Assured (subject to maximum of RM25,000) will be payable. This covered event is only payable once under this policy.

Accidental Death Benefit

In the event of death due to accidental causes before age 70 is attained, an amount equivalent to 100% of the In-Force Sum Assured will be payable on top of the Death Benefit.

In the event of death due to specific accidental causes before age 70 is attained, an amount equivalent to 200% of the In-Force Sum Assured will be payable on top of the Death Benefit.

Specific accidental causes means while travelling in a public conveyance (other than a taxi, hired and/or private vehicle, aircraft or sea vessel); or in an electric lift; or in consequence of the burning of any hotel rated as four star and above; or in a theatre or cinema.

Maturity Benefit

At maturity of the policy, 100% of the In-Force Sum Assured will be payable.

 

Your Optional Savings

Survival Benefit

While the policy is in-force, you will receive an annual payout equivalent to 5% of the initial Basic Sum Assured, starting from the end of the 10th policy year until the end of the policy term. This benefit is only applicable for SuperGold and SuperTreasure.

Cash Value

Most life insurance products provide you cash value by default. However, SuperSeries gives you the flexibility to choose a plan that is meant for pure protection without cash value at a lower premium.

 
For more info, call

*Benefits payable will deduct previous claim paid under TPD and Critical Illness Benefit (if any).

 

The product information above is for general information only and it is NOT a contract of insurance. You are advised to refer to the Product Brochure (if applicable), Sales Illustration (if applicable), Product Disclosure Sheet and Policy Contract for full details.