Key Features

High investment allocation - 80% of premiums invested fully from year 7 onwards

Total Guaranteed Cash Payments - up to 85.5% of Sum Assured

Single Investment Top-Ups (STUP) can be done anytime - 95% allocation rate

Full or partial withdrawals from investment account allowed

Premium payment flexibility for MaxSaver Booster

8 riders attachable – including MaxHealth which covers medical and surgical expenses

Protection against Death or Total and Permanent Disability (TPD)

Guaranteed Cash Payments (GCP)

Potential Gains from Investment Funds

Exclusions

The policy shall not cover death caused directly or indirectly, wholly or partially, by any one (1) of the following occurrences:

• The Life Assured dies from suicide within thirteen (13) months from the Policy Issue Date or date of reinstatement, whichever is later, whether the Life Assured is sane or insane;

• The Life Assured dies by duelling or self-inflicted injuries, whether sane or insane within thirteen (13) months from the Policy Issue Date or date of reinstatement, whichever is later;

The policy shall not cover any Total and Permanent Disability (TPD) caused directly or indirectly, wholly or partly, by any one (1) of the following occurrences:

• attempted self-destruction or self-inflicted injuries while sane or insane;

• military or naval service in time of declared or undeclared war or while under orders for warlike operation or restoration of public order;

Note: The above list is not exhaustive. Please refer to the policy contract for full details of the exclusions.