Elevate the Well-Being of Your Employees with Group Term Life (GTL)

The benefit(s) payable under eligible product are protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact MCIS Life or PIDM (visit www.pidm.gov.my).
Group Term Life (GTL)

Elevate the Well-Being of Your Employees with Group Term Life (GTL)

The benefit(s) payable under eligible product are protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact MCIS Life or PIDM (visit www.pidm.gov.my).

Empower your staff with insurance and secure your business with a renewable term assurance.

While your employees dedicate their time and effort to drive your business forward, it's crucial to provide assurance of their well-being. MCIS Life’s Group Term Life is designed to do just that. It's a yearly renewable term assurance plan that provides comprehensive group life insurance, including coverage for:

Death*
 
Total & Permanent
Disability (TPD)*
 
Partial Permanent
Disability (PPD)*
 
Terminal
Illness

*Due to all causes or natural causes

With Group Term Life, you can rest assured that your valued employees are protected against life's unexpected twists and turns.

Key Benefits


Comprehensive
Coverage

Group Term Life covers a wide range of scenarios, including loss event due to natural causes, accidents, and terminal illnesses, providing a safety net for your employees.

 

Yearly
Renewable

The policy is renewable annually, ensuring that your employees' protection remains up-to-date and relevant.

Why Choose Us?


Expertise

With years of experience, we understand the unique needs of businesses and employees, tailoring our solutions to fit your requirements.

Peace of Mind

Knowing that your team is protected boosts their morale and productivity, fostering a more harmonious workplace.

Financial Security

In times of crisis, our Group Term Life insurance ensures your employees and their families have the financial support they need.

Give your staff the insurance they deserve while enhancing your company's reputation as a caring employer; invest in your team's future with Group Term Life now!

Learn More

Group Personal Accident rider is a non-participating yearly renewable rider that provides compensation in the event that the Life Assured suffers Total and Permanent Disability or Partial Permanent Disability or dies due to accidental causes or becomes disabled or dismembered due to violent, accidental, external and visible events.

Group Accelerated Dread Disease (GADD) / Group Standalone Dread Disease (GSDD) rider is a non-participating group yearly renewable rider which offers protection upon diagnosis of any of the thirty-six (36) covered Dread Diseases.

Group Hospitalisation and Surgical rider is a non-participating group yearly renewable rider that covers the Life Assured's medical expenses for hospitalisation and surgery due to illness or accident.

Additional Benefit:

Group Outpatient Clinical (GOPC) Rider

Group Outpatient Clinical rider is an optional rider to Group Hospitalisation and Surgical rider that offers an access to outpatient medical attention at registered panel clinics by means of a cashless medical card and/or through reimbursement.

Note

  • The above list is not exhaustive. Please refer to the Policy Contract for full details.
  • The product information provided on this website is for general information only and does not tantamount to a contract of insurance. You are advised to refer to the Product Brochure, Sales Illustration (if applicable), Product Disclosure Sheet and Policy Contract for complete details of the product.