A comprehensive employee benefits insurance plan that offers life and medical protection to safeguard your workforce.

Running a small and medium-sized enterprise (SME) and looking to expand your company’s employee benefits? SME Care+ is the right group insurance plan for your small business.

A small business’s life and health insurance for employees don’t necessarily have to be two separate policies. SME Care+ gives you the choice of having both to fully protect your workforce’s well-being.

With specialised employee benefits and full medical coverage for your staff, SME Care+ is key to showing care and empathy for your employees—which could prove to be beneficial for your enterprise’s future.

After all, studies have shown that happier employees are more engaged, leading to as much as 20% increase in productivity and thus potentially better profits for the company.

EzySaver Basic

This is a non-participating endowment plan that puts 70% of your premiums into your savings. It's a solid foundation for building your wealth steadily over time.

EzySaver Booster

Now, here's where the magic happens. With this investment-linked plan, 30% of your premiums are invested in carefully chosen funds that you get to pick. This boosts your overall savings and opens up exciting opportunities for potential investment returns.

Effortless Wealth Increment

But there's more! With EzySaver, you'll receive Guaranteed Cash Payments every year starting from the third year of your policy and continuing until the end of the policy term. These payments provide a reliable source of additional income, helping your wealth grow effortlessly.

An Insurance Policy for All Malaysians

Whether you're a fresh-faced young professional starting your career, a growing family planning for the future, or an individual dreaming of a comfortable retirement, EzySaver is designed just for you. We believe in the power of starting now, because taking that first step towards financial security is absolutely crucial.

With EzySaver, you're on the right path. So why wait? Protect your future and buy your policy today. Start investing in your dreams and watch your savings flourish.

Natural Death

In the event of death due to natural causes, your loved ones will receive a lump sum to help them financially so that they can carry on with their daily lives. The benefit payable, less any indebtedness on the policy,) is shown in the table below:

Policy Year Age Next Birthday at
Policy Anniversary at
the time of Death
Payment Amount

1
 
All Ages 100% of Account Value (AV)
2 and above 30 days to 49 years old Higher of:
125% of Single Premium plus
125% of Investment Top-Up Premium (if any) minus
125% of withdrawal of Account Value (if any);
OR
100% of Account Value (AV)
50 years old and above Higher of:
105% of Single Premium plus
105% of Investment Top-Up Premium (if any) minus
105% of withdrawal of Account Value (if any);
OR
100% of Account Value (AV)

Accidental Death

If something as sudden as death due to accidental causes should happen, the amount payable less any indebtedness on the policy to help your loved ones cushion the financial shock will be as below:
Higher of:
150% of Single Premium plus
150% of Investment Top-Up Premium (if any) minus
150% of withdrawal of Account Value (if any);

OR

100% of Account Value (AV)
The same benefit applies for all ages and policy years.

Maturity

Upon maturity of the plan, you will receive 100% of Account Value (AV) less any indebtedness on the policy to live your dreams and enjoy life the way you want.

Note

  • The above list is not exhaustive. Please refer to the Policy Contract for full details.
  • The product information provided on this website is for general information only and shall not be construed as a policy of insurance. You are advised to refer to the Product Brochure, Sales Illustration (if applicable), Product Disclosure Sheet and Policy Contract for complete details of the product.
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