Benefits
Death Benefit
A one-time payment of 100% of the Basic Sum Assured will be made, less any prior Critical Illness Benefit payouts and indebtedness - ensuring your loved ones are financially supported when they need it most.
Critical Illness Benefit
Receive lump sum payment if you’re diagnosed with any severe critical illness – so you can focus on recovery. This plan covers severe impairments and surgeries of the covered critical illnesses.
| Critical Illness |
Benefit Payable |
|
Cardiovascular System
Digestive System
Hematological System
Hepatic System and Liver Function
Neurological System
Renal System and Kidney Function
Respiratory System
Sensory System
Disabilities
Infections
Cancer
Progressive Scleroderma
Terminal Illness
|
100% of the Basic Sum Assured paid less any amount paid for Angioplasty and Other Invasive Treatments for Coronary Artery Disease and any indebtedness in one lump sum. |
| Angioplasty and Other Invasive Treatments for Coronary Artery Disease |
10% of the Basic Sum Assured in one lump sum, subject to a maximum of RM25,000. |
Note: Please refer to the policy contract for the definitions of the critical illnesses.
Optional Maturity Benefit
Enjoy 100% of the Basic Sum Assured less any indebtedness if your policy is still in force at maturity - a meaningful return for completing your policy term.