MCIS Life - SuperSeries | Life Protection

A comprehensive employee benefits insurance plan that offers life and medical protection to safeguard your workforce.

Running a small and medium-sized enterprise (SME) and looking to expand your company’s employee benefits? SME Care+ is the right group insurance plan for your small business.

A small business’s life and health insurance for employees don’t necessarily have to be two separate policies. SME Care+ gives you the choice of having both to fully protect your workforce’s well-being.

With specialised employee benefits and full medical coverage for your staff, SME Care+ is key to showing care and empathy for your employees—which could prove to be beneficial for your enterprise’s future.

After all, studies have shown that happier employees are more engaged, leading to as much as 20% increase in productivity and thus potentially better profits for the company.

EzySaver Basic

This is a non-participating endowment plan that puts 70% of your premiums into your savings. It's a solid foundation for building your wealth steadily over time.

EzySaver Booster

Now, here's where the magic happens. With this investment-linked plan, 30% of your premiums are invested in carefully chosen funds that you get to pick. This boosts your overall savings and opens up exciting opportunities for potential investment returns.

Effortless Wealth Increment

But there's more! With EzySaver, you'll receive Guaranteed Cash Payments every year starting from the third year of your policy and continuing until the end of the policy term. These payments provide a reliable source of additional income, helping your wealth grow effortlessly.

An Insurance Policy for All Malaysians

Whether you're a fresh-faced young professional starting your career, a growing family planning for the future, or an individual dreaming of a comfortable retirement, EzySaver is designed just for you. We believe in the power of starting now, because taking that first step towards financial security is absolutely crucial.

With EzySaver, you're on the right path. So why wait? Protect your future and buy your policy today. Start investing in your dreams and watch your savings flourish.

Increasing Sum Assured To Cope With Increasing Cost Of Living

The sum assured of the policy will be increased by 10% of Basic Sum Assured on the policy anniversaries following the completion of every 5 years until end of the policy term. The Basic Sum Assured plus all increments shall be referred to as the In-Force Sum Assured.

Critical Illness Benefit

Upon diagnosis of any of the 36 critical illnesses (except for Angioplasty And Other Invasive Treatments For Coronary Artery Disease), 100% of the In-Force Sum Assured(2) will be payable.
Upon diagnosis of Angioplasty and other Invasive Treatments For Coronary Artery Disease, 10% of the In-Force Sum Assured (subject to maximum of RM25,000) will be payable. This covered event is only payable once under this policy.

Maturity Benefit

At maturity of the policy, 100% of the In-Force Sum Assured¹ will be payable.

Total and Permanent Disability (TPD) Benefit

In the event of TPD before age 70 is attained, 100% of the In-Force Sum Assured² will be payable after 6 months from the date of diagnosis.

Death Benefit

In the event of death during the policy term, 100% of the In-Force Sum Assured¹ will be payable.

Accidental Death Benefit

In the event of death due to accidental causes before age 70 is attained, an amount equivalent to 100% of the In-Force Sum Assured will be payable on top of the Death Benefit.

In the event of death due to specific accidental causes before age 70 is attained, an amount equivalent to 200% of the In-Force Sum Assured will be payable on top of the Death Benefit.

Specific accidental causes means while travelling in a public conveyance (other than a taxi, hired and/or private vehicle, aircraft or sea vessel); or in an electric lift; or in consequence of the burning of any hotel rated as four star and above; or in a theatre or cinema.

Note

The above list is not exhaustive. Please refer to the Policy Contract for full details.
The product information provided on this website is for general information only and shall not be construed as a policy of insurance. You are advised to refer to the Product Brochure, Sales Illustration (if applicable), Product Disclosure Sheet and Policy Contract for complete details of the product.