EzyProtect is a simple way to keep those depending on you secure

The benefit(s) payable under eligible product are protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact MCIS Life or PIDM (visit www.pidm.gov.my).
EzyProtect

EzyProtect is a simple way to keep those depending on you secure

The benefit(s) payable under eligible product are protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact MCIS Life or PIDM (visit www.pidm.gov.my).

An easy and affordable life insurance plan to protect those you care about.

Financial security is important for any family because it provides a foundation for stability, well-being, and opportunity. Individuals who have loved ones that depend on their income face a unique set of challenges, whereby their unforeseen death can have a devastating financial impact on the lives of their loved ones.

Life insurance is particularly important for these individuals, as it will help their loved ones manage their financial obligations, cover funeral expenses, or maintain their standard of living, in the event of their demise. However, life insurance can be complex and expensive. That’s why we’ve made EzyProtect, a simple and affordable protection plan.

Who can apply for EzyProtect?

You can purchase EzyProtect for yourself, or a loved one. The person who purchases the life insurance plan and pays the premiums is called the “Policy Owner”. The person whose life is insured under the policy is called the “Life Assured.”

This means the Policy Owner may or may not be the same person as the Life Assured. For example, a parent may purchase EzyProtect for their child, with the parent being the Policy Owner and the child being the Life Assured.

The Life Assured’s age must be at least 5 years old, but not older than 70 years old (age next birthday), for the application of EzyProtect.

Easy enrolment & no medical underwriting
Affordable premiums
Death benefit coverage
Additional coverage for accidental death
Funeral Expenses Benefit

What is EzyProtect?

EzyProtect is a non-participating Yearly Renewable Term (YRT) life insurance plan catered for people who are looking for a simple and affordable protection plan.

It offers basic coverage for both non-accidental and accidental death, including accidental death in Public Conveyance (accidental death while using public transportation), up to the age of 80 (next birthday). Additionally, it includes a funeral expense benefit to ease the financial burden of your final arrangements.

EzyProtect does not require any medical underwriting making it quick and easy to apply. The policy will be automatically renewed every year as long as the premium is paid before the due date.

This is a great option for people who are looking for affordable life insurance coverage that is easy to apply for and for those who seek both non-accidental and accidental death coverage with funeral expenses.

Learn More

This is a non-participating Yearly Renewable Term (YRT) life assurance plan providing insurance coverage for non-accidental / accidental death or accidental death in Public Conveyance, to the Life Assured up to age 80 (age next birthday. In addition, the plan provides funeral expense benefits in the event of death. This product does not have any cash value and is offered without medical underwriting. EzyProtect will be automatically renewed every year as long as the premium is paid before the due date.

Anyone aged between 5 and 70 (age next birthday) who is interested in a protection plan.

This plan is renewable up to age 79 (age next birthday) and the coverage will cease when the Life Assured reaches the age of 80 (age next birthday).

You can choose to pay your premiums annually or monthly. Payments can be made via Credit/Debit cards.

The minimum Sum Assured is RM25,000 whereas the maximum Sum Assured is RM100,000.

No, there are no riders attachable to EzyProtect.

Yes. You may cancel your insurance coverage at any time by giving a written notice to the Company. When you cancel your policy after the free look period, the cancellation will take effect on the next premium due date. There is no surrender value for this plan.

  • In the event of death from suicide, occurring within thirteen (13) months from the Policy Issue Date or Date of Reinstatement, whichever is later, whether the Life Assured is sane or insane, our liability shall be limited to the refund of premium(s) paid without interest, and the policy shall be terminated thereafter.
  • The policy shall not cover death caused directly or indirectly, wholly or partially, by any one of the following occurrences:
    1. the Life Assured dies by duelling or self-inflicted injuries, whether sane or insane within thirteen (13) months from the Policy Issue Date or Date of Reinstatement whichever is later; or
    2. the Life Assured dies while committing an unlawful act or by the hands of justice.
    On occurrences of any of the above events mentioned in item ‘a’ and ‘b’, our liability shall be limited to the refund of premium(s) paid without interest, and the policy shall be terminated thereafter.
  • The policy shall not cover accidental death caused directly or indirectly, wholly or partially, by any one of the following occurrences:
    1. assault or murder; or
    2. riot or civil commotion, strikes or terrorist activities.
    Note: This list is non-exhaustive. Please refer to the policy documents for the full list of exclusions under this plan.

Note

  • The product information provided on this website is for general information only and shall not be construed as a policy of insurance. You are advised to refer to the Product Brochure, Sales Illustration (if applicable), Product Disclosure Sheet and Policy Contract for complete details of the product.